Manufacturers Association of Central New York Contact Information Products / Services Event Calendar About MACNY
MACNY Stripes



Email
Pass
Login
No account?  Register
Skip Navigation LinksHome > Members Only > Reduce Health Care Cost.....

Reduce Health Care Cost.....


Question: We are looking for ways to reduce our costs for Health Insurance. We would like to charge an employee a higher percent of the premium for family coverage if the employee’s spouse is eligible to obtain coverage from the spouse’s employer, but our employee instead uses our plan. Do you see a problem with that?

Answer: That depends on what type of plan you have. Beware, if you have a self-insured plan. Section 105 of the Internal Revenue Code prohibits discrimination in self-insure plans in favor of highly compensated employees. If you find that your new policy penalizes those at the lower end of your compensation scale, you may have an issue. If your plan is not self-insured, you should not run into any issues under the Internal Revenue Code based on that policy, although you may create an employer-employee relationship problem.


MACNY Montage
MACNY News MACNY Events
Mon. 10.13.08
Welding Training -- Intermediate
Wed. 10.15.08
Safety Council Meeting - Waste Management Tour
Wed. 10.15.08
Supplier Quality Auditing
Thu. 10.16.08
The Road to Customs Compliance
Thu. 10.16.08
Employer of Distinction Awards Luncheon, Sponsored by MACNY
Thu. 10.16.08
Plant Engineers Council Meeting
Fri. 10.17.08
Registration Deadline -- MACNY Emergency Closing Program 2008-09
Fri. 10.17.08
Introduction to Lean Factory 101
Fri. 10.17.08
Get Organized in the Office - Go System
Fri. 10.17.08
Green Computing – Reducing Energy Costs and Preserving the Environment - A MACNY IT Council Event
Mon. 10.20.08
Training Within Industry -- Job Relations
Mon. 10.20.08
Welding Training -- Advanced
Tue. 10.21.08
MACNY/BS & K Breakfast Series
Tue. 10.28.08
Statistical Process Control (SPC)
Wed. 10.29.08
MINI SERIES -- Customer Service - Session 1
Thu. 10.30.08
Environmental Management System -- Overview
Fri. 10.31.08
Project Management
One Webster's Landing Syracuse, NY 13202 | Tel: 315-474-4201 | Fax: 315-474-0524 | Email: jlawyer@macny.org